Contents include all household goods and items within your home, such as furniture, electronics, rugs, art, and valuables. It also includes basic items like linens, curtains, clothes, make-up, CDs and similar items.

Personal belongings are items that you take out of the home, such as laptops, mobile phones, digital cameras, jewellery, sunglasses, MP3 players, clothing, luggage and handbags. We will cover them for accidental loss and damage wherever you take them-worldwide.