Special Discounts For Claims Free Drivers
Free Accident Recovery And Breakdown Service
Free Courtesy Car Up To 7 Days
Extended Cover For The GCC Region
Agency Repairs For New Cars For First Three Years.
Extended Cover For The GCC Region.
Free Courtesy Car Up To 7 Days.
Choose From Exclusive Executive Motor Policy And Exclusive Motor Policy.
No Claims Discounts Available For Safe Drivers.
Third Party, Fire And Theft Option Available.
Additional Optional Covers For That Extra Peace Of Mind
Product Covers to Suit Your Need
We offer a range of car insurance products to address your individual needs, whatever they may be. Our products include not only the regulatory insurance requirements but also a variety of benefits. Learn more about our products by speaking to one of our insurance advisors on 80001 Liva (772) and we’ll ensure one of our dedicated insurance advisors gets in touch with you.
Breakdown Recovery and a Courtesy Car
In the unfortunate instance of a claim or car breakdown, we offer you free 24x7 accident and recovery services and even a courtesy car for up to 7 days if you opt for our Comprehensive Executive policy. Speak to us to today to find out more.
Earn Rewards with Liva
As the only insurance provider to offer Air Miles to our customers, you can earn up to 30 Air Miles for BD 1 that you spend on your car insurance policy. Don’t forget to redeem your Air Miles when you purchase your cover with us.
Exclusive Executive Cover
Our Exclusive Executive insurance cover offers you an all-round package that protects you against accidental damage caused to your car and damage or injury you cause another vehicle or its driver in case of an accident. With a courtesy car for up to seven days at your disposal while your vehicle is being repaired, there’s no reason why we shouldn’t be your chosen insurance provider.
Exclusive Motor Policy
Exclusive Motor Policy cover gives you all the standard features you would expect from your insurance policy. Standard inclusions in your policy are third party liability, fire and theft cover.
Great Optional Extras
Add optional extras to your policy for that extra peace of mind. With extended coverage in the GCC region, loss of personal belongings, courtesy car for up to seven days in the event of an accident or breakdown, you can rest assured that we will be there for you, when you need us the most.
Frequently asked questions
I have a comprehensive car insurance policy. What will it cover?
Your comprehensive car insurance policy covers you against loss, damage and third-party liability. You are also protected against:
- Damage to your motor vehicle due to accidental collision, overturning, fire, external explosion, self-ignition, theft, or a malicious act unless specifically excluded.
- Accrued legal liability and agreed costs and expenses against third party bodily injury/ property damage arising out of use of motor vehicles unless specifically excluded.
Due to the large number of accidents on the roads, we always advise our customers to opt for the comprehensive car insurance policy. Request a quote for your car today.
I only have a third party liability policy. What will it cover?
This is the most basic cover and is compulsory as per the Bahrain law. Third-party liability covers you against:
- Death or bodily injury to any third party/person.
- Damages to third party property arising out of the use of your motor vehicle. More importantly, this policy does not cover any damage or loss to your own vehicle.
I have an old car. Can you provide comprehensive cover for all vehicles irrespective of vehicle age?
Comprehensive cover is available for vehicles up to the age of 5 years. Vehicles over 5 years need to be referred to our motor team who will review each case and will be as supportive as possible in helping you with your requirements.
What is the "No Claim Discount" (NCD)?
A "No Claims Discount" (NCD) is the discount given on your premium based on the experience (i.e. number of years without claims) of the driver.
What are the free insurance benefits I can receive with my car insurance policy?
Liva offers a range of discounts and free insurance covers including:
- Natural perils
- Loss of personal effects up to a limit of BD 400
- Agency repair for new cars up to first two three years
- Extended legal liability to family members
- Extended Third party property damage up to BD 500,000
- Riot Strike and Civil Commotion excluding political risk and political uprising
- KSA / GCC Cover (Optional)
Contact us for further information.
What is the excess (deductible) if I claim?
The excess or deductible is the customer contribution made at the time of non-recoverable claim(s) due to an accident. Non-recoverable motor claims usually occur when an accident is caused by the insurance policyholder.Our Standard excess is as per Bahrain law.
I have just had an accident. What do I need to do to apply for a claim?
In the unfortunate event of a claim you will need to submit the following documents along with your claim form:
- Copy of driving license
- Copy of registration card
- Original police report
- Insurance Certificate
Claim requests can now be made online in just a few quick and simple steps. Alternatively, you can call our Claims team on 973 17568345 and speak to one of our dedicated claims advisors.
Am I eligible for a permanent agency repair cover?
Agency repair cover is available only for vehicles for up to 3 years from the date of your first registration. Cover can be extended for up to 5 years subject to an additional premium and a no own-fault claim.
In case of a claim, will you be able to provide me with an alternative car to use while mine is in the garage?
This facility can be accommodated only if the "rental of alternative vehicle" coverclause is included in your policy for a maximum of 7 days. You can include this coverclause by paying an additional premium of BD 250.
Do you provide insurance for high value cars and sports cars?
Insurance for high-value cars or sports cars can be arranged on a referral basis only. Call 80001 Liva (772) for more information today.
Can I cancel my policy at any time?
- Deregistration of the vehicle
- Transfer of ownership of the vehicle
- No plate certificate
In case the policy is cancelled, do you return the premium for the unexpired period?
Premium for the unexpired period is returned as long as no claims were made during the insurance period. The refund is calculated on pro rata basis.
In case of selling my car, is it possible to transfer the insurance to the buyer's name?
Transfer of insurance from one driver to another is not permitted as the insurance premium and terms are affected by the experience of the driver.
Why can't the insurance and registration be in two different names?
This is a Bahrain Traffic law requirement.
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